Effective Date: December 4, 2013
Information Collection and Use.
A Note About How the Finfluential Calculator Works.
Our Finfluential Calculator (the “Calculator”) analyzes data that is made available publicly through the Internet in order to measure influence and create a score ("Finluential Score") for Internet users, including, but not limited to, our registered users. Transamerica presents some of this data on the Site and our mobile application(s), such data may also be available on other websites and Transamerica may share this data with our third party partners (as described in more detail below). The Calculator does not analyze non-public data from private networks (in other words, networks that are password-protected) unless you authorize us to access such data.
Information Collected Upon Registration.
To use the services you are not required to provide any Personal Information. The Calculator uses only your publicly available Twitter name or “handle” and information you decide to include in your public Twitter profile. If you wish to “opt out” of the Calculator once you have used it, check your settings on the Social Media Services where you have accounts. For example, Twitter allows you to go into your settings and remove apps (such as the Calculator) you previously gave permission to access. With respect to the Calculator, specifically, providing any information is entirely optional.
When you interact with the Site or use our Services, our servers automatically receive and store certain personally non-identifiable information ("Log Data"). This Log Data is collected passively and may include information such as your IP address, browser type or the domain from which you are visiting, the Site pages you visit, the search terms you use, and any advertisements on which you click. For most users accessing the Internet from an Internet service provider, the IP address will be different every time you log on. We use Log Data to provide you with the Services (for example, to provide push notifications on your mobile device) and pool it with other information to monitor the use of the Services, and for the technical administration of the Services. We do not associate your IP address with any other Personal Information collected by Transamerica regarding any accounts you may have with Transamerica companies or other Transamerica websites to identify you personally, except in cases where we are asked to comply with a subpoena or other legal demand or where we suspect that there has been a violation of our policies, our Terms of Service and/or applicable law.
Use of Information.
In an ongoing effort to better understand and serve the users of our Services, Transamerica also often conducts research on its customer demographics, interests and behavior based on the Personal Information and other information provided to us. This research may be compiled and analyzed on an aggregate basis, and Transamerica may share this aggregate data with its affiliates, agents, advertisers and business partners. This aggregate information does not identify you personally. Transamerica may also disclose aggregated user statistics in order to describe our Services to current and prospective business partners, and to other third parties for other lawful purposes (including providing advertising use cases to actual or potential advertisers).
Information Sharing and Disclosure.
We consider your information to be a vital part of our relationship with you. There are, however, certain circumstances in which we may share your Personal Information with certain third parties without further notice to you, as set forth below.
We engage certain trusted third parties to perform functions and provide services to us, including, without limitation, hosting and maintenance, customer relationship, database storage and management, and direct marketing campaigns. We will share your Personal Information with these third parties, but only to the extent necessary to perform these functions and provide such services.
We don’t share your Personal Information with unaffiliated third parties for their own direct marketing purposes.
Social Media Services.
Transamerica may sell, transfer or otherwise share some or all of its assets, including your Personal Information, in connection with a merger, acquisition, reorganization or sale of assets or in the event of bankruptcy.
Disclosures for Legal Purposes.
Transamerica may disclose your Personal Information if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of Transamerica, (iii) act in urgent circumstances to protect the personal safety of users of the Services or the public, or (iv) protect against legal liability.
Transamerica employs administrative, physical and electronic measures designed to protect your information from unauthorized access. However, no Internet or email transmission is ever fully secure or error free. We will make any legally-required disclosures of any breach of the security, confidentiality, or integrity of your unencrypted electronically stored Personal Information to you via email or conspicuous posting on this Site in the most expedient time possible and without unreasonable delay, consistent with (i) the legitimate needs of law enforcement or (ii) any measures necessary to determine the scope of the breach and restore the reasonable integrity of the data system.
Links to Other Websites.
Our Services contain links to other websites. The fact that we link to a website is not an endorsement, authorization or representation of our affiliation with that third party. We do not exercise control over third party websites. These other websites may place their own cookies or other files on your computer, collect data or solicit personally identifiable information from you. Other sites follow different rules regarding the use or disclosure of the personally identifiable information you submit to them. We encourage you to read the privacy policies or statements of the other websites you visit.
Our Policy Towards Children.
Other Terms and Conditions.
closeImportant information and terms of service for this calculator:
PLEASE READ THESE TERMS CAREFULLY. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS OR CONDITIONS, DO NOT ACCESS OR OTHERWISE USE THIS CALCULATOR OR ANY INFORMATION CONTAINED ON THIS WEBSITE.
This calculator is provided by Money Services, Inc. a Transamerica company (the “Sponsor,” “we” or “us”) 4333 Edgewood Road NE Cedar Rapids, IA 52499 MS 2520. We provide access to this calculator at no charge. No purchase is necessary. Contact us at email@example.com .
This calculator is for entertainment purposes only. This calculator allows you to perform a self-survey of certain aspects of your publicly available social networking activity. By clicking the “submit” button, you consent to these terms of service, including consenting to scans of your publicly available tweets and followers by us or our suppliers and licensors. You also consent to our use of your Twitter “handle” or user name for comparison listings in this application.
This calculator uses publicly available information obtained from the Internet, therefore, we do not warrant the accuracy or the performance or results of the calculator. We do not represent that the calculator measures any actual influence on others, or that it comprehensively or accurately measures the quality or scope of your social media communications. The calculator is not a practice improvement tool. The calculator does not provide recommendations how to alter or increase your score.
THE CALCULATOR IS PROVIDED “AS IS” AND SPONSOR AND ITS SUPPLIERS AND LICENSORS HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. NEITHER SPONSOR, NOR ITS SUPPLIERS OR LICENSORS, WARRANTS THAT ANY OF THE DATA OR OTHER INFORMATION AVAILABLE THROUGH THE CALCULATOR IS ACCURATE OR UP-TO-DATE.
This calculator and score do not constitute, and you may not use it as, a rating or evaluation of yourself or any other user. You may not use it as a recommendation, endorsement or testimonial about you. The calculator score does not constitute any form of accreditation or certification of any special knowledge, skill or ability.
Before using the calculator, check your employer’s policies. This may be important if you are associated with a regulated entity such as a broker-dealer, investment advisor or insurance company.
This calculator does not request any nonpublic personal information. We do not ask for your Twitter password or other authentication information. Except as you may decide to share information submitted to or obtained from this calculator, that information is not transmitted or saved by us or our suppliers or licensors, nor is it shared with any party except as necessary for comparison listings and statistics within this application.
Updated November 2013